Annuities, Life, Health, Disability and Long Term Care Insurance

When Planning for Your Future...
Keep It Simple...
Local Independent insurance agent serving
Montgomery County, MD, DC & VA

KIS Financial Kaplan Insurance Services is an independent insurance broker located in Montgomery County, Maryland, serving Maryland, Washington, DC, and Virginia. We represent a group of top-rated insurance companies, however we are not employed by these insurance companies. This allows us to find the best rates for our clients and then place your policies with the insurance company offering the best insurance coverage to meet your unique insurance needs at the best competitive rate available. Visit our webiste to read more about our Insurance Agency.

Does the current market situation have you worried? We can offer our client's a product that is beneficial to people who are concerned about the current volatility in the market and would like to put some money in more secure investments. These investments would still have the gains that the stock market is able to offer, while being protected from the downside of the market! Read about Annuities & Indexed Annuities.

Since our beginning, we have worked hard to establish strong, professional relationships with an ever-growing client base. KIS Financial Kaplan Insurance Services focuses in these specific areas, but we are available to service all your insurance needs:

• annuities
• life insurance
• health insurance
• dental insurance
• disability insurance
• long term care insurance
• medical insurance - personal and group medical
• travel insurance

Get Insurance Quotes Today for Life, Annuities, Health/Medical, Disability, Dental, Long Term Care & Travel Insurance

We offer personalized and efficient service in addition to competitive pricing for our insurance products and related services. Please give us the opportunity to serve you! We`ll do our very best to earn your complete confidence and trust.

LIFE INSURANCE SERVICES

Life insurance is about loving and caring of your family. Life insurance has many advantages that can be quite personal, but it is one of the few financial instruments you can choose to protect your family.

Life insurance of all varieties has many common attributes. Your premiums build a security for your loved ones in the event of your death. When your life insurance is paid to your beneficiary they receive the insurance pay-out free of income tax.

• Term Life Policies
• Return of premium
• Whole Life Policies
• Universal Life Policies
• Equity Indexed Universal Life
• Survivorship Life (Joint and Survivor)

ANNUITY INSURANCE SERVICES

Balancing your financial resources with your life style…

For most people, retirement is their ultimate goal. Have you spent time thinking about how to plan for your retirement? The earlier you start preparing, the easier it may be to retire in your chosen lifestyle.

How do you envision your retirement years?

MEDICAL/HEALTH INSURANCE SERVICES

KIS Financial Kaplan Insurance Services can help you select an Individual or Family Medical Plan that is simple-to-use, has a comprehensive health feature that can provide you and your family with the comfort and peace of mind that comes with dependable health coverage.

Medical/Health insurance is essential to protecting your family; read more about how we can help you.

  LONG TERM CARE INSURANCE
  SERVICES

Long-term care refers to services beyond medical care and nursing care needed by people who have disabilities or chronic (long-lasting) illnesses. Long-term care insurance helps you pay for extensive care services beyond a stay in the hospital, which can be very expensive.

Ordinary health insurance doesn’t cover long term care.

DISABILITY INSURANCE SERVICES

How would you pay your bills if you were sick or injured?

If your paycheck suddenly disappeared because of a disability, you would still have to pay your mortgage or rent, utilities, car payment, groceries - and all the other monthly expenses.

Disability income insurance provides helpful benefits that will keep your family a float while you are recovering. Disability income can help protect your most valuable assets.

DENTAL INSURANCE SERVICES

Buying dental insurance does not have to be a painful process. Finding the right value in individual dental insurance is an important step in purchasing affordable dental health care coverage.

There are three types of Dental Insurance to consider:

• Indemnity – Dental Insurance
• PPO – Preferred Provider Dental Insurance
• HMO Network – Dental Insurance

Read more at our website about comprehensive dental insurance plans.

 TRAVEL INSURANCE SERVICES

When you are planning your vacation you generally plan where you’ll stay and what you will do. What happens if you suddenly you are ill and can’t travel, or the US has forbidden travel to that country temporarily? No matter how well you plan there are some things that are simply out of your control. That's where travel insurance comes in handy; by compensating you for unforeseen emergencies while traveling.

There are several types of travel insurance you might want to consider; depending on your type of trip and your length of stay. The most common Travel Insurance is Trip Cancellation/Interruption coverage. Get a travel insurance quote now!